₹7.5 CR+
Earned by ApnaPayment partners since 2024
22,000+
People registered to earn with us
20 LAKH+
FASTags issued through ApnaPayment
3,400+
Pincodes where our partners live and work
IMPACTAS ON 15 OCT 2026 · APNAPAYMENT RECORDS
Issuing and banking partners
IDFC FIRST BankFASTag issuer
BajajFASTag issuer
Kotak Mahindra Bank811 savings accounts
Why we exist
A good living should not need a ticket to the city.
Finding steady work is one of the hardest things for young people in India's towns and villages. Many leave home for a city job. Many families still travel hours for a bank account, a FASTag or a tax return.
We solve both problems together. A young person or a shop owner joins ApnaPayment for free, and becomes the place their neighbourhood comes to for these services. They earn from every customer, close to home.
Every partner is a small business.
Every small business supports a family.
₹4.75 Crearned by 3,040 partners in the last 12 months
5,057partners have received earnings so far
How our partners earn.
Four services that every neighbourhood needs, in one app and one wallet. Start with FASTag and add the others when you are ready.
FASTag
Issue a FASTag at your counter for cars, trucks and buses with the customer's RC and a vehicle photo.
→Banking point
Become a banking correspondent and open savings accounts for people in your area, with Aadhaar-based KYC.
→ITR filing
Collect documents in the app and submit income tax returns for salaried people, shopkeepers and drivers.
→Vehicle services
Serve the same vehicle owners again with pollution certificates, GPS trackers and status checks.
→Also in the partner app
- Instant loan leads
- Credit cards
- Bill payments
- Scan & Pay
- SmartTag
- GPS devices
What you can earn.
Your earning is added to your ApnaPayment wallet after every completed job. Move it to your bank account from the app.
| Service | You earn |
|---|---|
| Savings accountIDFC FIRST Bank · per account opened | up to ₹1,200 |
| Kotak 811 accountKotak Mahindra Bank · per account opened | up to ₹400 |
| Banking productsBajaj Finserv · per completed customer | up to ₹150 |
| FASTagIDFC FIRST Bank, Bajaj · new tags and replacements | On every tag |
Work out your month
You could earn up to₹10,000a month from bank accounts, plus your FASTag earnings.
Amounts are the maximum shown in the ApnaPayment partner app for each completed account, as on 15 October 2026. What you actually earn depends on the product, the customer's eligibility and the partner bank's terms. T&C apply.
Watch a job from start to finish.
Pick a service. The phone shows each screen your customer's job goes through in the partner app.
Simplified illustration of the partner app
Partners in 20 states. Room for many more.
Darker states have more partners issuing FASTags in the last 12 months. Hover a state to see it. Every district is open for new partners.
- Largest partner baseUttar Pradesh, Rajasthan
- Strong presenceHaryana, Maharashtra, Bihar, Punjab
- GrowingMP, West Bengal, Gujarat, Tamil Nadu, Odisha
- Early partners9 more states
- Open for partnersBe the first
Which counter are you?
Pick the business closest to yours to see where to start.
Where to start
- FASTag
- Banking point
- ITR filing
- Vehicle services
Open your counter in four steps.
Most partners finish registration in one sitting.
Install the app
Download ApnaPayment from Google Play and sign up with your mobile number.
Complete KYC
Verify your Aadhaar through DigiLocker and add your PAN and shop details.
Add money
Top up your wallet by UPI. Every service is paid from this balance.
Serve and earn
Commission is credited after every job. Withdraw it to your bank account.
Want to lead a team in your area?Grow with us →
Joining is freeNo registration feeYou will needAadhaarPANA bank account in your nameAn Android phone
Questions partners ask.
Speak to our partner team, every day 10 am to 10 pm95098 07591
Who can become an ApnaPayment partner?
Any Indian resident aged 18 or above with an Android phone, Aadhaar, PAN and a bank account in their own name. Most partners already run a shop, a CSC or a field business.
Is there a joining fee?
No. Joining ApnaPayment is free. You only add money to your wallet to pay for the services you sell to your customers.
Which documents do I need?
Aadhaar (verified through DigiLocker), PAN, a photo, your shop details and your bank account. The app asks for each one during registration.
How much can I earn?
You earn on every completed job. A savings account opened with IDFC FIRST Bank earns up to ₹1,200, a Kotak 811 account up to ₹400, and every FASTag you issue earns you a commission. See all earnings.
Do I need a shop?
No. A shop helps because customers come to you, but many partners are field agents who visit customers. All you need is an Android phone and your documents.
Someone asked me for money to join. Is that real?
No. ApnaPayment never charges a joining fee and never asks for money to make you a partner. Do not pay anyone who asks. You can check whether a person really works for us on our employee verification page, or call 95098 07591.
How do I get paid?
You earn a commission on every completed service. It is credited to your ApnaPayment wallet, and you can withdraw the balance to your bank account from the app.
Is ApnaPayment a bank?
No. ApnaPayment is a technology and distribution company. FASTags are issued by IDFC FIRST Bank and Bajaj, and savings accounts are opened with Kotak Mahindra Bank.
How can I check if a FASTag is active?
Use our FASTag status page with the vehicle number or tag ID.
Open your counter. It's free.
Joining is free. Install the app, finish KYC and serve your first customer. Our partner team is a call away at 95098 07591.
Download the free app